Investigating Accidents at Work
When an employee is injured at work it can lead to him or her requiring time off to recover. In more extreme cases it can sadly mean the end of his or her working career. These accidents could be the fault of the employee for not adhering to health and safety protocols, cutting corners, or not wearing the correct PPE.
Similarly, workplace accidents can also be the fault of the employer. This could be for not implementing the correct safety procedures at work, for not providing the correct PPE to employees, or not allowing sufficient breaks or safety spot checks. The list goes on, and it is only right that the employer pays out in the form of a compensation claim if an employee suffers an injury that was not entirely his/her fault.
However, it’s a fact that some, not all, but some employees will fabricate or exaggerate workplace injuries purely for financial gain. The vast majority of the private investigations that we take on at Sentry Investigations involve workplace or personal injury insurance claims. The extent to which some people will go to submit fraudulent workplace injury claims is shocking, to say the least.
Some cases can be trickier than others depending on the type of workplace injury claim they are expecting a pay-out for. Generally, we can wrap up an investigation and prove fraud with just a single day of surveillance.
No Win, No Fee Mentality
In our experience, fraudulent employees tend to be drawn to flashy adverts running on TV, radio, and online. These advertise 'No Win, No Fee' terms for injury claims. Advertisements such as these are both dangerous for businesses and tempting for employees looking for a quick pay-out. If there is nothing to lose, then why not? Or so they think...
In reality, if an employee submits an injury claim and we prove beyond doubt to be entirely false, not only will he or she not receive the pay-out they had banked on, the likelihood is they are also going to lose their job. Furthermore, depending on how far an employer wants to pursue the fraudster, the employee could find themselves in court facing criminal charges and records of wrongdoing.
For the most part, employees just want to go to work, complete their job, go home, and get paid at the end of it. Unfortunately, there are also plenty of employees out there who wouldn't think twice about claiming thousands of pounds against their employer for an accident that never happened. Sentry Investigations are here to combat fraud and assist businesses when these suspect claim forms and unconvincing personal injury claims to land on their desk.
Fraud Prevention Practices
CCTV systems can be found in most modern businesses and are highly effective for a whole host of reasons when protecting sites etc. Having CCTV coverage across a whole site will make it very difficult to fabricate an injury claim purely because the supposed incident will have been caught on camera.
CCTV is highly effective, but an employer must by law ensure that all employees are aware of the fact they are being monitored.
A company must by law produce and implement a health and safety policy if the company employs five or more people. Within that policy, provision must be made to ensure regular audits and site inspections are conducted. The most common form of injury at work are slips, trips, and falls. If an opportunist and fraudulent employee sees a dangerous cable running across the floor, he or she may just make a case for it. If regular site audits are conducted and these issues are acted upon, very few of these opportunities will arise for employees to take advantage of.
Provide your employees with correct Personal Protective Equipment (PPE) and check regularly to ensure it is being worn. If an employee is constantly asking for PPE and not receiving it, you may find yourself with a disgruntled employee forced to work in dangerous conditions that may become fed up and submit a claim.
Likewise, be vigilant and make sure the staff are wearing the kit the company has paid for and provided to them. No one wants to see anyone being injured at work.
As an employer, you should build positive relationships with your staff. Treat your staff well and pay them fairly. No one likes working for a boss who treats them unfairly and is unpleasant to work for. If you have positive relationships with the staff, you will likely get the best from them, and they will think twice before jeopardising this relationship.
Pay the staff well. This doesn't mean overpaying them, it means paying them a sufficient amount leaving them unlikely to submit a fraudulent workplace injury claim. This generally means paying more than the national minimum wage which we all know is not enough for anyone to live comfortably.
Hire a Private Investigator Birmingham
If you need a competent and experienced private investigator to carry out personal injury surveillance or look into a false accident claim, contact Sentry Investigations Ltd.
You may be reading a suspected fraudulent claim form with the expectance of reluctantly paying out large sums of money for it. Rather than just accepting and paying out, get it thoroughly investigated beforehand by our competent private detective firm.
We deploy highly trained surveillance operatives who focus entirely on the specifics of the employee's claim. Whether it be a catastrophic injury or a broken fingernail, we will evidence the truth which in turn allows employers to proceed with confidence.
Get in Touch
Sentry Investigations have years of experience investigating workplace injuries in Birmingham and throughout the wider West Midlands areas.
Contact us today on 01217 691 626 or 07730 695 853.