Injury Fraud in the UK
Sentry Investigations Ltd are Birmingham based private detectives who provide affective personal injury claim investigations across the UK. Personal injury fraud is rife across the UK, there's no other way of putting it. In 2016 alone, insurance companies put red flags on over 125,000 suspected fraudulent claims but believe there were many more that went undetected. This cost the insurance company £1.3 billion which has forced them fight back by investing over £200 million each year into investigative work. Insurers now have their own in-house teams of investigators, as well high value contracts with investigative providers who specialise fraudulent claims.
Fraud is Not a Victimless Crime
It is widely believed that insurance fraud is a victimless crime. This couldn't further from the truth. Firstly, it affects the person or business you are putting the claim in against. It will damage the company's health and safety reputation. Where 3rd parties are involved in road traffic accidents (RTA's), vehicle damage and serious injury are highly likely results. Furthermore, it puts additional strain on the NHS or other care providers, as they will have to provide unnecessary treatment for the claimant and others involved. Lastly, insurance premiums will remain high across the board for the likes of honest, law abiding citizens.
Consequences of Fraud
The consequences of submitting fraudulent personal injury claims can also create serious problems for the claimant as well. Insurance companies are clamping down on such activities, and prosecution is becoming more and more common. Fraudsters are now facing huge fines, criminal records, and potentially jail terms depending on the severity. Future job prospects are diminished because who is going to want a dishonest employee that is likely to submit a fraudulent workplace injury claim against the business? Furthermore, the claimant is unlikely to be insured by anyone in the future, and if they are, the premiums are going to be sky high for a very long period of time. The little insurance claim to make a few quid that the claimant thought wouldn't hurt anyone, could in-fact turn into a far more serious ordeal that really isn't worth it.
The extent at which some fraudsters go to for a quick buck is sometimes beyond belief. Sentry Investigations Ltd specialise in fraudulent personal injury claims and we have held some of the more seasoned fraudsters bang to rights. We operate daily alongside some of the most well-known private detective firms across the UK and we achieve exceptional results for our clients.
The more serious the claim, the bigger the pay-out. If a claimant has submitted a claim detailing a list of injuries and is expecting a large pay-out, the insurance provider will look deep into it. The cost of investigative investment is far lower than the cost of a successful medical claim. The claimant must be prepared to put on a convincing show displaying the injuries being claimed for as it only takes one slip up to void an entire claim. Sentry Investigations Ltd conduct surveillance operations every-day. We have vast experience with medical insurance claims so we know what to look out for and we know when someone is playing up for the cameras. Not to mention the medical experts who review the footage on behalf of the insurers to make their assessments.
If an insurer suspects fraud, a red flag will put against the claimant's name and shared across the insurance industry. A claimant may think he or she will get away with submitting a dodgy claim, but when we see said claimant going for a run when he should be restricted to a wheelchair its a pretty clear cut case of fraud.
Private Investigator Birmingham
Sentry Investigations Ltd offer our personal injury fraud investigative services to insurers, local councils and law firms.
Personal injury fraud investigations are conducted in a similar manner to workplace injury claim investigations as both require a degree of mobile surveillance to gather the essential evidence. For more information, please visit our 'Workplace Injury Claims' page.
To hire a professional private investigator Birmingham, contact Sentry Investigations Ltd.
For further information or to report a suspected fraud, visit the 'Insurance Fraud Bureau's' official website.